Homeowners left with earthquake damage may be left with bill - FOX Carolina 21

Homeowners left with earthquake damage may be left with bill

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USGS Shake Map for the Feb. 14 earthquake that struck northwest of Edgefield, SC. (Source: USGS) USGS Shake Map for the Feb. 14 earthquake that struck northwest of Edgefield, SC. (Source: USGS)
Map of all the earthquakes from the past 12 months. (Source: SCEMD Facebook) Map of all the earthquakes from the past 12 months. (Source: SCEMD Facebook)
GREENVILLE, SC (FOX Carolina) -

In the wake of a 4.1 magnitude earthquake and 3.2 aftershock that shook South Carolina, homeowners who may have had some damage may be wondering if their insurance will foot the bill.

According to the South Carolina Insurance news service, damage from earthquakes is not covered by a basic homeowners policy.

Many Palmetto State homeowners may be wondering if they have any coverage after the Edgefield quakes rattled the state Friday night and Sunday afternoon.

According to the service, earthquakes are not covered under standard U.S. homeowners or business insurance policies. Coverage can be added to most policies as an "endorsement" or by buying a separate, monoline policy to cover damage caused by the movement of the earth.

Those policies can have deductibles ranging from a few hundred to $1,000.

While many may not think the policies necessary in South Carolina, according to by the U.S. Geological Survey and the insurance news service, the state is considered to have a moderate to high risk for earthquakes.

While South Carolina sees more than a dozen earthquakes a year on average, the last earthquake close to the size of Friday's shaker was in August 1972, according to the USGS.

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